The Process ; Step 1Get a Compaison Step 2Counseling Step 3Submit Income Documents forFinancial Assessment Step 4Appraisal Step 5Underwriting Approval Step 6Close & Disburse Funds Additional Resources https://www.cambridge-credit.org/ https://www.consolidatedcreditsolutions.org/ https://credit.org/ https://quickcert.org/en/ http://housing.org/ https://www.callhorizon.com/ https://www.greenpath.com/ https://www.moneymanagement.org/reverse-mortgage-counseling http://www.smartmoneyhousing.org/ Loans take approximately 45 days from start to finish but could take longer. Please continue to make your mortgage payment if you have one until your loan is closed. “And many more!”