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Mortgage Counseling











Unbiased Advice from HUD-Approved Counselors

Counseling is an important and required part of the reverse mortgage application process; It helps you determine if a reverse mortgage loan is the best decision for you.

Your reverse mortgage counselor is key in helping you understand:

  • Income, expenses and best disbursement options for your financial situation
  • Interest rates and how they’re calculated
  • Reverse mortgage loan terms that may be used by the lender or in informational literature

Refer to our list of HUD-approved counseling agencies below to find out if a reverse mortgage loan makes sense for you.

HUD-Approved Counseling Agencies

Cambridge Credit Counseling
67 Hunt St
Agawam, MA 01011
Agency ID: 81323
4531 Latham Street
Riverside, CA 92501
Agency Id: 84701

Consumer Credit and Budget Counseling
d/b/a National Foundation for Debt Management
140104 58th St N
Clearwater, FL 33760
Agency Id: 81555

Consolidated Credit Solutions
Susan Hardcastle
5701 W Sunrise Blvd
Ft. Lauderdale, FL 33313
Agency Id: 84804

Project Sentinel
554 Valley Way
Milpitas, CA 95035

Horizon Counseling
102 N Bartow St,
Cartersville, GA 30120

Greenpath Financial Wellness
2815 Camino del Rio S, Ste 116
San Diego, CA 92108

Money Management
14141 Southwest Fwy, Ste 1000
Sugar Land, TX 77478

Smart Money Housing
3510 W Franklin Blvd
Chicago, IL 60624

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